Insurance

What Insurance is accepted?

Most standard health insurance companies do not pay for massage therapy.

Auto insurance and sometimes worker's comp typically pay for massage therapy.

You are responsible for finding out whether your insurer will cover the services.

How to use insurance for payment

You may submit claims to your insurer or have Deb bill them directly.

Important: Most insurers will not pay without a health care provider’s prescription or letter of referral.

If you submit the claims, payment is expected at the time of the session.
If Deb bills the sessions, you must follow the steps below.

The steps may not happen in this order, but all steps must be completed.

1. Obtain a prescription or letter of referral from your doctor or other health care provider. Please ask them to include:

One or more diagnoses and corresponding diagnosis codes.
Treatment: Please use the words “Massage Therapy”.
Duration and frequency of the treatment (for example, 2 times per week for 4 weeks).

Bring the prescription with you to your appointment.

2. Call your insurer.

Find out if there is coverage for massage and manual therapy when provided by a massage therapist. Insurers might not pay massage therapists for these services.
Tell the insurer about the prescription and what it includes.

3. Make your appointment: Book online or by phone 406-544-4704 (888-544-4704 toll free).

4. Coverage Verification.
Your appointment is not confirmed until Deb has contacted the insurance company to verify your coverage. This might take 2-5 days. If you booked online, contact Deb by phone as soon as possible to provide insurance information so she can verify your coverage.

Information needed:

Insurance company
Claim number
Claims adjuster name and phone number
Date of the Accident
Your birth date

5. Fill out the forms:

Provide an email address during booking and we’ll include links to the forms in your confirmation email. Otherwise, you may access the forms by clicking on the links above, or request that Deb mail them to you.

Please bring to your appointment any x-rays, MRIs, or any reports related to your injury.

If the insurer will pay, they will only cover massage therapy and movement education, not exercise (because insurers don’t cover fitness or personal training).